See what your payment might look like.

Loan Amount

We offer home equity loans between $35,000 and $200,000.

Discover does not offer home equity loans under $35,000. Visit Discover Personal Loans for loans in this range.

Flexible loan terms

Loans from $35,000 to $200,000 10, 15, 20 or 30 year plans Fixed rates starting at 3.99% APRThe APR is based on loan amount and a review of creditworthiness, including income and property information, at the time of application. View APR disclosureopens modal dialog

Personal service

Your own Personal Banker Answers at every turn Straightforward process

Worry Free

Zero application feesZero origination fees Zero cash required at closing

HOME EQUITY 101

Some things you might want to know before we talk.

1

What's a home equity loan and how does it work?

2

Benefits of a home equity loan.

3

Home equity loan vs. home equity line of credit.

4

What can you use a home equity loan for?

5

Comparing loans, rates and total costs.

6

About the application process.
View more Information on Home equity loans

Start your application online or give us a call.

Call us at18553613435

Weekdays 8am–Midnight ET

Apply Now